Home Sweet Home

a_muppet
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Home Sweet Home Jul 11, 2020 3:56:56 GMT -5

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Post by a_muppet on Jul 11, 2020 3:56:56 GMT -5

Jul 10, 2020 23:15:33 GMT -5 alsr said:

Jul 9, 2020 14:11:34 GMT -5 a_muppet said:

If our sale goes through, the buyer will save over £2k as the tax on buying property was lifted temporarioly yesterday.

Did it go through, Cherry?

I have not heard from the buyer since 30.06.20 when I offered him the chance to visit the house to discuss how much of my furniture he would like.

I have been onto my estate agents. They called him this morning - straight to answer machine.

I have a sinking feeling.........

Caution, I am feral.

a_muppet
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Home Sweet Home Jul 11, 2020 3:58:19 GMT -5

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Post by a_muppet on Jul 11, 2020 3:58:19 GMT -5

Jul 10, 2020 23:19:02 GMT -5 alsr said:

Jul 2, 2020 5:23:54 GMT -5 kjay said:

Annie we are all hoping for you. Please let us know how it goes and hopefully you will have some exciting news for us.

Thanks Karen, we did not get this one. I was advised to write a personal letter to the sellers but I think that's cheesy, I have already been willing to pay them more than they asked by a lot...( you will flip if you know, it's so ridiculous), why do I have to beg them too?

I know nothing about the usa market, but from what you are saying, this sounds like a bad time to buy?

Would it be worth waiting a few months for the market to settle?

Caution, I am feral.

kjay
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Home Sweet Home Jul 11, 2020 5:35:13 GMT -5

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Post by kjay on Jul 11, 2020 5:35:13 GMT -5

Jul 10, 2020 23:14:11 GMT -5 alsr said:

Hi Ladies, it has been only a week and how many houses have I been through. There are so many people with so much money who continue to outbid me every single time.

I am now on to the next house, we are waiting for the quote to fix everything on the disclosure reports then we will determine how much we want to bid, we have to submit the bid by Tuesday.

Annie it seems like everything is turning into a bidding war out there. just want to let you know that I am pulling for you and am wishing you good luck on this one...

Chase your dreams. In high heels of course.

kjay
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Home Sweet Home Jul 11, 2020 5:37:00 GMT -5

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Post by kjay on Jul 11, 2020 5:37:00 GMT -5

Jul 11, 2020 3:56:56 GMT -5 a_muppet said:

Jul 10, 2020 23:15:33 GMT -5 alsr said:

Did it go through, Cherry?

I have not heard from the buyer since 30.06.20 when I offered him the chance to visit the house to discuss how much of my furniture he would like.

I have been onto my estate agents. They called him this morning - straight to answer machine.

I have a sinking feeling.........

I can see why you would have that feeling Cherry. widhing you the best of luck too.

Chase your dreams. In high heels of course.

a_muppet Global Moderator Posts: 35,010	Home Sweet Home Jul 11, 2020 12:41:02 GMT -5 heatherly likes this Quote Select Post Deselect Post Link to Post Member Give Gift Back to Top Post by a_muppet on Jul 11, 2020 12:41:02 GMT -5 He has been in touch today, and is coming to meet us this Tuesday.
	Caution, I am feral.

kjay Moderator Posts: 24,221	Home Sweet Home Jul 12, 2020 5:18:41 GMT -5 a_muppet likes this Quote Select Post Deselect Post Link to Post Member Give Gift Back to Top Post by kjay on Jul 12, 2020 5:18:41 GMT -5 Jul 11, 2020 12:41:02 GMT -5 a_muppet said: He has been in touch today, and is coming to meet us this Tuesday. I'm keeping my fingers crossed for you.
	Chase your dreams. In high heels of course.

alsr
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Home Sweet Home Jul 26, 2020 0:04:51 GMT -5 a_muppet likes this

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Post by alsr on Jul 26, 2020 0:04:51 GMT -5

Jul 25, 2020 6:55:59 GMT -5 a_muppet said:

Jul 24, 2020 22:49:45 GMT -5 alsr said:

What is the fastest growing tree with branches that spread out and roots grow straight down, not sideways?

Nice to see you back.

Thanks Cherry, I should be more diligent, work, move and searching for a house are all so overwhelming lately. How is your house situation, Cherry?

a_muppet
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Home Sweet Home Jul 26, 2020 1:42:45 GMT -5

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Post by a_muppet on Jul 26, 2020 1:42:45 GMT -5

Jul 26, 2020 0:04:51 GMT -5 alsr said:

Jul 25, 2020 6:55:59 GMT -5 a_muppet said:

Nice to see you back.

Thanks Cherry, I should be more diligent, work, move and searching for a house are all so overwhelming lately. How is your house situation, Cherry?

I am optimistic, but the legal process is ongoing in silence.

Over here, the sale can fall through at any time right up until the final signing of the papers, the exchange of contracts.

I am trying not to email the buyers as they take ages to respond, and that is just nerve wracking.

Caution, I am feral.

alsr
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Home Sweet Home Jul 26, 2020 16:35:16 GMT -5 heatherly and a_muppet like this

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Post by alsr on Jul 26, 2020 16:35:16 GMT -5

So Ladies, here is the story. Covid or not, housing market is crazy in my area. I got outbid every single time, this is the fifth house. We went to see the house on Friday and had our broker sent in the offer on the same day with 48 hours deadline which is 5pm today. Last time, broker messaged us: Sellers are travelling in a RV so they can't response until Friday...What?

?? I know their game. They saw our offer and they thought: "these people are willing to pay this much so probably we can get more, let's wait for a week!". I don't buy the RV thing a bit, it must be the scheme of the sellers' agent.

The owner of the house passed away 6 months ago, his four children remodeled the house inside out to resell. They are all smart professional people, they could not be the ones who came up with that stupid reason. One of the two daughters runs a non-profit, the other works for United Nations, the oldest brother is the CEO of a tech start-up and the youngest brother works for Google as a software engineer. There is no way in hell, anyone of them would give that kind of answer.

Now I am upset. My husband really likes that house and the area, I like it but not as crazy as him. We suppose to downsize but we will be upsizing with this house, by 700sft. I found another house but looking at the price, I know it is teased price, there will be a bidding war, I know already, so depressing!

a_muppet
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Home Sweet Home Jul 26, 2020 17:02:47 GMT -5

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Post by a_muppet on Jul 26, 2020 17:02:47 GMT -5

Jul 26, 2020 16:35:16 GMT -5 alsr said:

So Ladies, here is the story. Covid or not, housing market is crazy in my area. I got outbid every single time, this is the fifth house. We went to see the house on Friday and had our broker sent in the offer on the same day with 48 hours deadline which is 5pm today. Last time, broker messaged us: Sellers are travelling in a RV so they can't response until Friday...What?

?? I know their game. They saw our offer and they thought: "these people are willing to pay this much so probably we can get more, let's wait for a week!". I don't buy the RV thing a bit, it must be the scheme of the sellers' agent.

The owner of the house passed away 6 months ago, his four children remodeled the house inside out to resell. They are all smart professional people, they could not be the ones who came up with that stupid reason. One of the two daughters runs a non-profit, the other works for United Nations, the oldest brother is the CEO of a tech start-up and the youngest brother works for Google as a software engineer. There is no way in hell, anyone of them would give that kind of answer.

Now I am upset. My husband really likes that house and the area, I like it but not as crazy as him. We suppose to downsize but we will be upsizing with this house, by 700sft. I found another house but looking at the price, I know it is teased price, there will be a bidding war, I know already, so depressing!

You can only make best judgement, you can't make it happen just coz you want to.

But you will get there sooner or later.

Caution, I am feral.

kjay
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Home Sweet Home Jul 27, 2020 5:15:16 GMT -5

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Post by kjay on Jul 27, 2020 5:15:16 GMT -5

Jul 26, 2020 16:35:16 GMT -5 alsr said:

So Ladies, here is the story. Covid or not, housing market is crazy in my area. I got outbid every single time, this is the fifth house. We went to see the house on Friday and had our broker sent in the offer on the same day with 48 hours deadline which is 5pm today. Last time, broker messaged us: Sellers are travelling in a RV so they can't response until Friday...What?

?? I know their game. They saw our offer and they thought: "these people are willing to pay this much so probably we can get more, let's wait for a week!". I don't buy the RV thing a bit, it must be the scheme of the sellers' agent.

The owner of the house passed away 6 months ago, his four children remodeled the house inside out to resell. They are all smart professional people, they could not be the ones who came up with that stupid reason. One of the two daughters runs a non-profit, the other works for United Nations, the oldest brother is the CEO of a tech start-up and the youngest brother works for Google as a software engineer. There is no way in hell, anyone of them would give that kind of answer.

Now I am upset. My husband really likes that house and the area, I like it but not as crazy as him. We suppose to downsize but we will be upsizing with this house, by 700sft. I found another house but looking at the price, I know it is teased price, there will be a bidding war, I know already, so depressing!

Annie, the market is hot here but nothing like that. I haven't heard of any bidding wars here. Unfortunately you're going to have to play the game to actually get the house you want. I really do hope it is soon because I can just imagine the stress that it is causing but i know you will succeed. Keeping my fingers crossed.

Chase your dreams. In high heels of course.

heatherly
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Home Sweet Home Jul 27, 2020 12:34:26 GMT -5 a_muppet likes this

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Post by heatherly on Jul 27, 2020 12:34:26 GMT -5

We had a tough time finding a house, too. We were outbid on all of them of course.. until we go the one we have now. This house wasn't exactly what we were looking for either, but it was one of the nicer we could find within a decent price range in a good area, so we made the offer and got it.

I think how we got out of bidding on this one was that it was under contract when I saved it initially. We never got to see it. Then I got an email about it no longer being under contract, and I emailed my real estate agent that night. She scheduled our viewing the following morning, and we made the offer immediately before anyone else could even see it.

For those looking to actually sell ASAP, then they will take the offer that is given to them that is at or a little over asking already. For those who are not in much of a rush to sell... then they will have bidding wars until someone pays more than the house is worth lol

I hope you can find a great home, Annie... and less bidding wars! I hate them.

Last Edit: Jul 27, 2020 12:34:57 GMT -5 by heatherly

a_muppet Global Moderator Posts: 35,010	Home Sweet Home Jul 27, 2020 17:44:23 GMT -5 heatherly likes this Quote Select Post Deselect Post Link to Post Member Give Gift Back to Top Post by a_muppet on Jul 27, 2020 17:44:23 GMT -5 It depends on which side of the fence you are in when bidding wars arrive.
	Caution, I am feral.

alsr
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Home Sweet Home Jul 27, 2020 19:50:35 GMT -5 heatherly likes this

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Post by alsr on Jul 27, 2020 19:50:35 GMT -5

Thanks Ladies, my husband is so specific about the kind of house he likes and the area he wants to be in. He does not like what I like but what he likes is acceptable to me so pro/con...I let him have his way. We will be living in my employer's university housing. The school has a number of property reserved for executives and the properties are really beautiful, plus all expenses such as pool, gardening, maid, utilities are all paid for so my husband does not understand why I am in a rush to get a house, he is determined not to settle but to me, as long as we get a good size of land in a nice area, I can make the house anyway I like.

I really hope we will get this house on Friday so we can put an end to this house hunting. But I have this icky feeling. These brokers are playing this dirty game, they get an offer, then call another buyer to them that they got an above-the-list price offer to push the other buyer to increase the bid and keep doing it until they get a ridiculous offer. I refuse to play that game, I put my offer on the table, and I told them that was all I would be willing to pay. A house to me is also an investment, I don't want to hit the ceiling and won't have any returns later.

Wish me the best, ladies!

Deleted Deleted Member Posts: 0	Home Sweet Home Jul 27, 2020 19:52:36 GMT -5 Quote Select Post Deselect Post Link to Post Member Give Gift Back to Top Post by Deleted on Jul 27, 2020 19:52:36 GMT -5 Well Annlee if it would've been me I would've said right then & there that if they don't want my money fine by me & started for the door.

a_muppet
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Home Sweet Home Jul 28, 2020 1:37:11 GMT -5

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Post by a_muppet on Jul 28, 2020 1:37:11 GMT -5

Jul 27, 2020 19:50:35 GMT -5 alsr said:

Thanks Ladies, my husband is so specific about the kind of house he likes and the area he wants to be in. He does not like what I like but what he likes is acceptable to me so pro/con...I let him have his way. We will be living in my employer's university housing. The school has a number of property reserved for executives and the properties are really beautiful, plus all expenses such as pool, gardening, maid, utilities are all paid for so my husband does not understand why I am in a rush to get a house, he is determined not to settle but to me, as long as we get a good size of land in a nice area, I can make the house anyway I like.

I really hope we will get this house on Friday so we can put an end to this house hunting. But I have this icky feeling. These brokers are playing this dirty game, they get an offer, then call another buyer to them that they got an above-the-list price offer to push the other buyer to increase the bid and keep doing it until they get a ridiculous offer. I refuse to play that game, I put my offer on the table, and I told them that was all I would be willing to pay. A house to me is also an investment, I don't want to hit the ceiling and won't have any returns later.

Wish me the best, ladies!

You will get there. You are a determined lady. You don't need well wishes.

But, good luck.

Caution, I am feral.

kjay
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Home Sweet Home Jul 28, 2020 5:49:18 GMT -5 alsr likes this

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Post by kjay on Jul 28, 2020 5:49:18 GMT -5

Jul 27, 2020 19:50:35 GMT -5 alsr said:

Thanks Ladies, my husband is so specific about the kind of house he likes and the area he wants to be in. He does not like what I like but what he likes is acceptable to me so pro/con...I let him have his way. We will be living in my employer's university housing. The school has a number of property reserved for executives and the properties are really beautiful, plus all expenses such as pool, gardening, maid, utilities are all paid for so my husband does not understand why I am in a rush to get a house, he is determined not to settle but to me, as long as we get a good size of land in a nice area, I can make the house anyway I like.

I really hope we will get this house on Friday so we can put an end to this house hunting. But I have this icky feeling. These brokers are playing this dirty game, they get an offer, then call another buyer to them that they got an above-the-list price offer to push the other buyer to increase the bid and keep doing it until they get a ridiculous offer. I refuse to play that game, I put my offer on the table, and I told them that was all I would be willing to pay. A house to me is also an investment, I don't want to hit the ceiling and won't have any returns later.

Wish me the best, ladies!

Annie, I am keeping my fingers crossed and hoping this will be the one.

Chase your dreams. In high heels of course.

cassie
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Home Sweet Home Jul 28, 2020 6:04:08 GMT -5 heatherly likes this

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Post by cassie on Jul 28, 2020 6:04:08 GMT -5

Jul 27, 2020 19:50:35 GMT -5 alsr said:

These brokers are playing this dirty game, they get an offer, then call another buyer to them that they got an above-the-list price offer to push the other buyer to increase the bid and keep doing it until they get a ridiculous offer.

Thats something that cant really happen here.. Once an offer is made it has to be accepted or turned down.. Once accepted (via a broker) a verbal agreement is binding and if the buyer or seller back out without a valid reason ie funding or a bad survey they can be fined up to 10% of the sale price.. So a better offer would have to be really high to be worth paying the fine.

Last Edit: Jul 28, 2020 6:04:36 GMT -5 by cassie

alsr
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Home Sweet Home Jul 28, 2020 9:45:58 GMT -5

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Post by alsr on Jul 28, 2020 9:45:58 GMT -5

Jul 28, 2020 6:04:08 GMT -5 cassie said:

Jul 27, 2020 19:50:35 GMT -5 alsr said:

These brokers are playing this dirty game, they get an offer, then call another buyer to them that they got an above-the-list price offer to push the other buyer to increase the bid and keep doing it until they get a ridiculous offer.

Thats something that cant really happen here.. Once an offer is made it has to be accepted or turned down.. Once accepted (via a broker) a verbal agreement is binding and if the buyer or seller back out without a valid reason ie funding or a bad survey they can be fined up to 10% of the sale price.. So a better offer would have to be really high to be worth paying the fine.

where I am, the seller's broker makes multiple counter offers and let buyers' broker know the other offers they receive, they might lie to fuel the bids, we don't know the real numbers.

alsr
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Home Sweet Home Jul 28, 2020 9:47:37 GMT -5 heatherly and a_muppet like this

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Post by alsr on Jul 28, 2020 9:47:37 GMT -5

Jul 28, 2020 1:37:11 GMT -5 a_muppet said:

Jul 27, 2020 19:50:35 GMT -5 alsr said:

Thanks Ladies, my husband is so specific about the kind of house he likes and the area he wants to be in. He does not like what I like but what he likes is acceptable to me so pro/con...I let him have his way. We will be living in my employer's university housing. The school has a number of property reserved for executives and the properties are really beautiful, plus all expenses such as pool, gardening, maid, utilities are all paid for so my husband does not understand why I am in a rush to get a house, he is determined not to settle but to me, as long as we get a good size of land in a nice area, I can make the house anyway I like.

I really hope we will get this house on Friday so we can put an end to this house hunting. But I have this icky feeling. These brokers are playing this dirty game, they get an offer, then call another buyer to them that they got an above-the-list price offer to push the other buyer to increase the bid and keep doing it until they get a ridiculous offer. I refuse to play that game, I put my offer on the table, and I told them that was all I would be willing to pay. A house to me is also an investment, I don't want to hit the ceiling and won't have any returns later.

Wish me the best, ladies!

You will get there. You are a determined lady. You don't need well wishes.

But, good luck.

Thanks Cherry, my pocket is not as deep as my determination

heatherly
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Home Sweet Home Jul 28, 2020 16:05:01 GMT -5 a_muppet likes this

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Post by heatherly on Jul 28, 2020 16:05:01 GMT -5

Jul 27, 2020 17:44:23 GMT -5 a_muppet said:

It depends on which side of the fence you are in when bidding wars arrive.

People are willing to invest more than I want to really. Some will purchase a home they can't actually afford and end up in foreclosure eventually. We technically could afford a higher amount, but we try to be more practical and frugal, so we stick to the amount we have set.

a_muppet
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Home Sweet Home Jul 28, 2020 17:24:45 GMT -5 heatherly likes this

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Post by a_muppet on Jul 28, 2020 17:24:45 GMT -5

Jul 28, 2020 16:05:01 GMT -5 heatherly said:

Jul 27, 2020 17:44:23 GMT -5 a_muppet said:

It depends on which side of the fence you are in when bidding wars arrive.

People are willing to invest more than I want to really. Some will purchase a home they can't actually afford and end up in foreclosure eventually. We technically could afford a higher amount, but we try to be more practical and frugal, so we stick to the amount we have set.

I am hopeless at spending money, so I have always had enough to buy the house I wanted.

Within reason of course.

Caution, I am feral.

cassie
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Home Sweet Home Jul 29, 2020 2:50:36 GMT -5 a_muppet likes this

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Post by cassie on Jul 29, 2020 2:50:36 GMT -5

Banks are awful at putting people in stupid situations with loans and then blaming the lender when it goes wrong..
When OH and I went for our mortgage they offered us a silly amount based on both our saleries..

We said no..we want to borrow only as much as we can safely afford on one salery. They looked at us as if we were mad.. Guess whos laughing now.

Last Edit: Jul 29, 2020 2:50:57 GMT -5 by cassie

kjay Moderator Posts: 24,221	Home Sweet Home Jul 29, 2020 5:19:05 GMT -5 heatherly and a_muppet like this Quote Select Post Deselect Post Link to Post Member Give Gift Back to Top Post by kjay on Jul 29, 2020 5:19:05 GMT -5 Thats what was happening over here and still is I suppose. A lot of first time home buyers were led to believe they could afford more than they actually could. Most of them are no longer home owners...
	Chase your dreams. In high heels of course.

a_muppet Global Moderator Posts: 35,010	Home Sweet Home Jul 29, 2020 17:02:15 GMT -5 Quote Select Post Deselect Post Link to Post Member Give Gift Back to Top Post by a_muppet on Jul 29, 2020 17:02:15 GMT -5 Apparently the uk lenders are more sensible. But it is something I know little about.
	Caution, I am feral.

kjay Moderator Posts: 24,221	Home Sweet Home Jul 29, 2020 17:52:47 GMT -5 Quote Select Post Deselect Post Link to Post Member Give Gift Back to Top Post by kjay on Jul 29, 2020 17:52:47 GMT -5 Jul 29, 2020 17:02:15 GMT -5 a_muppet said: Apparently the uk lenders are more sensible. But it is something I know little about. I hope they are Cherry. This was a total disaster here.
	Chase your dreams. In high heels of course.

a_muppet Global Moderator Posts: 35,010	Home Sweet Home Jul 30, 2020 5:43:47 GMT -5 Quote Select Post Deselect Post Link to Post Member Give Gift Back to Top Post by a_muppet on Jul 30, 2020 5:43:47 GMT -5 That is how it was until the crunch of 2008
	Caution, I am feral.

kjay Moderator Posts: 24,221	Home Sweet Home Jul 30, 2020 7:23:02 GMT -5 heatherly likes this Quote Select Post Deselect Post Link to Post Member Give Gift Back to Top Post by kjay on Jul 30, 2020 7:23:02 GMT -5 Jul 30, 2020 5:43:47 GMT -5 a_muppet said: That is how it was until the crunch of 2008 We did tighten it down after our market crash but it is slowly coming back it seems.
	Chase your dreams. In high heels of course.

a_muppet
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Home Sweet Home Jul 30, 2020 15:26:51 GMT -5

Quote

Post by a_muppet on Jul 30, 2020 15:26:51 GMT -5

On the plus side, the estate agents are saying our buyer is really keen, which is a big

Alternatively, we have moved some more stuff from that house to here.

Look at my front room. I have to find a home for all of this....

imgur.com/a/V4uwzop

Last Edit: Jul 30, 2020 15:30:43 GMT -5 by a_muppet

Caution, I am feral.

kjay
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Home Sweet Home Jul 30, 2020 18:10:01 GMT -5

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Post by kjay on Jul 30, 2020 18:10:01 GMT -5

Jul 30, 2020 15:26:51 GMT -5 a_muppet said:

On the plus side, the estate agents are saying our buyer is really keen, which is a big

Alternatively, we have moved some more stuff from that house to here.

Look at my front room. I have to find a home for all of this....

imgur.com/a/V4uwzop

Good luck Cherry. it looks like you have quite the challenge ahead of you...

Chase your dreams. In high heels of course.

Post by a_muppet on Jul 11, 2020 3:56:56 GMT -5

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Post by kjay on Jul 12, 2020 5:18:41 GMT -5

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Post by a_muppet on Jul 26, 2020 1:42:45 GMT -5

Post by alsr on Jul 26, 2020 16:35:16 GMT -5

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Post by heatherly on Jul 27, 2020 12:34:26 GMT -5

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Post by kjay on Jul 30, 2020 18:10:01 GMT -5

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