Is there a web site that will measure my credit rating?
I do expect that mine will be remarkably low.
My income is relatively low, as I am only part time, I have no credit card, I have very little credit history, I have no idea how long since I took out a loan, possibly 20 years, and my mortgage is also low. I have very little working life left, so credit wise I am probably stuffed.
However I do at least, own 2 houses, 4 cars, and a caravan. I spend less than I earn year on year, so have plenty of savings. I also still have a pension to get plus an NHS pension, so I just hope I can survive.
There does seem to be a flaw or two somewhere...........
I have also run businesses while I was in employment. I used to enjoy it. They always ran at a profit, but either not enough of a profit, or I saw the market changing and so they never took over from gainful employment for me.
Until now I suppose. I don't class myself as self employed. I class my self as running a business in which I am the main employee. Well, actually, the only employee.
I have no idea my credit score and I could care less. I don't have credit cards and never have (I had a few work credit cards but that doesn't count) nor do I have any loans. I pay cash for everything. I refuse to play the game.